Create a reliable income stream for life.

Lifetime Income Solutions:
We help you design a retirement plan that generates income for life, so you can feel secure in your financial future.

Tax-Advantaged Withdrawals:
Use tax-efficient withdrawal strategies to keep more of your income in retirement.

Social Security Optimization:
Maximize your Social Security benefits with strategies tailored to your retirement timing and goals.

Inflation Protection:
We incorporate inflation protection into your plan, preserving the value of your income as costs rise.

Sustainable, steady retirement income.

Retirement income planning is essential for ensuring that your savings will last as long as you do. At Wema Senior Strategies, we work with you to create a reliable income stream that supports your lifestyle, keeps up with inflation, and provides peace of mind. By designing a sustainable income plan, you can feel confident knowing your future is financially secure.

Our retirement income planning process includes a comprehensive analysis of your savings, investments, and potential income sources. We help you determine the most effective withdrawal strategies, incorporating tax-efficient methods to maximize your income and minimize taxes. Social Security timing plays a significant role in your retirement income, so we provide guidance on when to begin benefits to optimize your income.

Additionally, we address the impact of inflation by using investment products that help maintain the purchasing power of your retirement income over time. With a personalized, well-structured plan, you can focus on enjoying retirement without the stress of financial uncertainty.

36%

Only 36% of Americans feel confident they will not outlive their retirement savings.

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+8%

Strategic Social Security claiming can increase retirement income by up to 8% per year after age 67.

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Using tax-efficient strategies can reduce taxes on retirement withdrawals by as much as 15%.

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-15%